New York Retirement Planners Directory

Top Retirement Planners in New York, NY

We evaluated 280 retirement planners serving New York and ranked the top 8 by TrustRank™ — our composite score of AI search visibility, verified client reviews, and planning credentials.

New York retirement planning is shaped by $294.6B NYC pension assets; 750,000+ beneficiaries. 6,800+ CFPs in NY state; high state taxes make Roth planning complex.

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Updated Q1 2026
By Tania Kozar
280 reviewed, 8 selected
50 prompts tracked
New York Market Overview

Retirement Planners in New York

New York's retirement planning market serves a growing population of pre-retirees and retirees managing significant accumulated wealth. $294.6B NYC pension assets; 750,000+ beneficiaries. 6,800+ CFPs in NY state; high state taxes make Roth planning complex. The state's tax treatment of retirement income — 10.9% state + 3.9% NYC local — is a central consideration in distribution planning, and advisors often help clients evaluate whether relocating post-retirement optimizes their long-term financial position.

436+
CFPs registered in the metro area
$1.2M
Average retirement savings target
67
Average retirement age locally
78%
Pre-retirees with planning gaps

Retirement professionals connect through CFA Society New York — 10,659 members (cfany.org) and the FPA NY Chapter. The $294.6B NYC pension assets shapes the local retirement planning context.

ACG New York (acg.org/nyc)CFA Society New York — 10,659 members (cfany.org)NAIFA New York (ny.naifa.org)

How TrustRank™ Works

Our independent scoring system for retirement planners in New York

TrustRank™ is not a paid placement. We independently evaluated 280 retirement planners serving New York across three measurable dimensions. No firm can pay to appear or improve its rank.

Component 1 — 55%

AI Visibility Score

We tracked 50 prompts across ChatGPT, Perplexity, Google AI Overviews, and Claude asking about retirement planners in New York. The % of prompts where each firm appears.

Component 2 — 25%

Review Score

Aggregate ratings across Google, Clutch, and the ProCloser.ai verified review system. Weighted by volume and recency of verified client reviews.

Component 3 — 20%

Content Authority

Depth, accuracy, and credibility of published content, case studies, and thought leadership demonstrating sector expertise in New York.

Top 8 Retirement Planners in New York, NY

1
Fidelity Investments Retirement Planning
Serves New York, NY
98%
AI Visibility
★★★★★4.3
Fee-Based Est. 1946 Min: $25K+ savings

America's leading retirement planning provider with New York offices and advisors, offering 401(k) rollovers, IRA management, and retirement income planning supported by industry-leading digital tools.

Appears for Prompts
Fidelity retirement New York401k rollover New Yorkretirement planner New York
401k RolloverIRA ManagementDigital Tools
2
Vanguard Retirement Planning
Serves New York, NY
95%
AI Visibility
★★★★★4.5
Fee-Only Est. 1975 Min: $50K+ savings

Low-cost retirement planning leader offering New York clients CFP-guided planning paired with Vanguard's renowned index fund portfolios and an industry-low 0.3% advisory fee.

Appears for Prompts
Vanguard retirement New Yorklow cost retirement planner New Yorkindex fund retirement New York
Low-CostIndex FundsCFP Access
3
Charles Schwab Retirement Planning
Serves New York, NY
91%
AI Visibility
★★★★★4.4
Fee-Based Est. 1971 Min: $25K+ savings

Comprehensive retirement advisory from Schwab with New York branch advisors offering personalized planning, managed accounts, and retirement income strategies.

Appears for Prompts
Schwab retirement New YorkCharles Schwab New Yorkretirement income New York
Managed AccountsIncome StrategiesBranch Advisors
4
TIAA
Serves New York, NY
87%
AI Visibility
★★★★★4.3
Fee-Based Est. 1918 Min: $50K+ savings

Retirement specialist for academics, non-profits, and healthcare workers with New York advisors focusing on TIAA-CREF accounts, annuities, and retirement income planning.

Appears for Prompts
TIAA retirement New Yorknon-profit retirement planner New Yorkannuity advisor New York
Non-Profit SectorAnnuitiesAcademic Clients
5
Northwestern Mutual Retirement Planning
Serves New York, NY
83%
AI Visibility
★★★★★4.2
Fee-Based Est. 1857 Min: $100K+ savings

Integrated retirement planning from Northwestern Mutual's New York advisors, combining permanent life insurance, investment management, and comprehensive income planning.

Appears for Prompts
Northwestern Mutual retirement New Yorklife insurance retirement New Yorkincome planning New York
Life InsuranceIncome PlanningIntegrated Advice
6
Principal Financial Group
Serves New York, NY
79%
AI Visibility
★★★★★4.1
Fee-Based Est. 1879 Min: $50K+ savings

Full-service financial services company with New York retirement advisors specializing in group retirement plans, business owner retirement, and individual retirement income.

Appears for Prompts
Principal Financial New Yorkgroup retirement plan New Yorkbusiness owner retirement New York
Group PlansBusiness Owner RetirementIncome Planning
7
Nationwide Retirement Solutions
Serves New York, NY
74%
AI Visibility
★★★★★4
Fee-Based Est. 1926 Min: $25K+ savings

Insurance-backed retirement planning provider with New York advisors offering 401(k) plan design, IRA rollovers, and retirement income planning with guaranteed income options.

Appears for Prompts
Nationwide retirement New Yorkguaranteed retirement income New Yorkretirement planning New York
Guaranteed Income401k PlansIRA Rollovers
8
New York Life Retirement
Serves New York, NY
70%
AI Visibility
★★★★★4.2
Fee-Based Est. 1845 Min: $50K+ savings

Legacy insurance and retirement planning firm with a strong New York network of agents offering whole life insurance, annuities, and retirement income products.

Appears for Prompts
New York Life retirement New Yorkannuity planner New Yorklegacy planning New York
Whole Life InsuranceAnnuitiesLegacy Planning

Frequently Asked Questions

Common questions about choosing retirement planners in New York, NY.

How do I choose a retirement planner in New York?+−
Look for CFP professionals with specific retirement income planning experience. Ask about their Social Security optimization approach, withdrawal sequencing strategies, healthcare cost projections, and how they handle required minimum distributions. Verify credentials at CFP.net.
How is this New York retirement planner ranking calculated?+−
ProCloser.ai's TrustRank™ score combines AI Visibility Score (55%), Review Score (25%), and Content Authority (20%). Rankings are updated quarterly and cannot be influenced by payment.

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